Rates differ greatly from company to company. We feel that we represent a wide
range of companies that will allow us to find a good rate for everybody. Each
company has it’s own formula for writing a policy so no matter what your situation, we
can find a solution. The one thing insurance companies try to do is predict what level
an insured is likely to file a claim. Several factors can be controlled by you. Driving
record is of course important, but also the vehicle that you drive plays into effect and
so does the zip code you reside in and of course past claims.
In regards to young drivers with their limited experience – all insurance companies
look at them as a high risk, that is why for teens it is important to establish good
driving habits at a young age so that in a couple of years their rates will be reduced.
One of the factors that motivates an insured to shop rates is when their teenager
starts to drive. Rates can double and even triple when adding a young driver. With 12
companies we can provide a rate that you will be comfortable with. We also have an
excellent article regarding teen driver’s published in Arizona Parenting and would be
more than happy to mail you a copy. Just use the form on the contact page to request
the article.
Insurance companies want to see a history of insurance and usually discount their
policies based on your history. Don’t worry if you have no insurance or a lapse in
coverage. We have a couple of companies that specialize in this. Simply let us know
your situation and We can tailor a plan to get you back on track.
Most auto accidents happen in quickly and are a traumatic experience for the drivers.
Many times things are overlooked that not only would help the claims process. The
fist thing that should be done ALWAYS is call the police. Always allow the police file a
report, no matter how minor the accident is. Without this it is just your word against
the other driver's.
Always leave the accident scene with the following information:
- Make, model and color of other car involved in the accident -
- Name and address of the other driver -
- Other driver's insurance information, (company name, policy number) -
- Name of officer responding to the scene -
Once you return home call claims and report the accident. If the accident is your fault,
then call your own insurance company and report the accident. If the accident was
the other driver's fault, then you should collect from their insurance company and file
the accident with their claims department. If you do not have the phone number for
their claim department, try the web or call us and we can assist you.
Remember that we are always there for you to help you through the claims process.
range of companies that will allow us to find a good rate for everybody. Each
company has it’s own formula for writing a policy so no matter what your situation, we
can find a solution. The one thing insurance companies try to do is predict what level
an insured is likely to file a claim. Several factors can be controlled by you. Driving
record is of course important, but also the vehicle that you drive plays into effect and
so does the zip code you reside in and of course past claims.
In regards to young drivers with their limited experience – all insurance companies
look at them as a high risk, that is why for teens it is important to establish good
driving habits at a young age so that in a couple of years their rates will be reduced.
One of the factors that motivates an insured to shop rates is when their teenager
starts to drive. Rates can double and even triple when adding a young driver. With 12
companies we can provide a rate that you will be comfortable with. We also have an
excellent article regarding teen driver’s published in Arizona Parenting and would be
more than happy to mail you a copy. Just use the form on the contact page to request
the article.
Insurance companies want to see a history of insurance and usually discount their
policies based on your history. Don’t worry if you have no insurance or a lapse in
coverage. We have a couple of companies that specialize in this. Simply let us know
your situation and We can tailor a plan to get you back on track.
Most auto accidents happen in quickly and are a traumatic experience for the drivers.
Many times things are overlooked that not only would help the claims process. The
fist thing that should be done ALWAYS is call the police. Always allow the police file a
report, no matter how minor the accident is. Without this it is just your word against
the other driver's.
Always leave the accident scene with the following information:
- Make, model and color of other car involved in the accident -
- Name and address of the other driver -
- Other driver's insurance information, (company name, policy number) -
- Name of officer responding to the scene -
Once you return home call claims and report the accident. If the accident is your fault,
then call your own insurance company and report the accident. If the accident was
the other driver's fault, then you should collect from their insurance company and file
the accident with their claims department. If you do not have the phone number for
their claim department, try the web or call us and we can assist you.
Remember that we are always there for you to help you through the claims process.
| Insurance basics |
Things to know if you are in an auto accident
| 480-734-1038 |
"We are dedicated
and focused on our
clients needs and
approach each policy
as if it were our own."
- Jeff Agins
(owner/agent)
and focused on our
clients needs and
approach each policy
as if it were our own."
- Jeff Agins
(owner/agent)
| CONTACT US NOW FOR A FREE QUOTE |
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